Jamieson Hire To Buy

SENSIBLE + FLEXIBLE

Our 12 month Rent Now, Buy Later product offers manageable monthly rental payments, and the flexibility to purchase or return the equipment at the end of your hire term.

OPERATIONAL EFFICIENCY

Boost productivity with access to quality, late-model machinery equipped with the most innovative technology from your local dealer network

TAX BENEFITS

Rental payments are a tax-deductible expense. Often, our solution offers tax benefits* that surpass interest paid and tax deductions for depreciating assets combined.

Receive a copy of our tax savings info brochure

A PATHWAY TO OWNERSHIP

Your rental payments can be contributing towards a discount off the purchase price of your equipment, if you choose to purchase it. Timely payments also bolster credit scores.

CASH FLOW BENEFITS

Businesses with CapEx constraints can avoid large upfront costs, with payments contributing towards a reduced purchase price, in the form of a rental rebate.

Learn more about CapEx vs OpEx

SCALABILITY

The Rent Now, Buy Later model allows you to adjust fleet requirements easily as your needs grow and change. The option to return the equipment at the end of the agreement makes asset disposal easy.

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Key Benefits

• Asset Ownership:
  Unlike leasing, a hire purchase agreement ends with the business owning the asset outright, increasing the company’s asset base and value.
• Cash Flow Management:
  Payments are spread over a set period, making them fixed and predictable, which simplifies budgeting and preserves working capital.
• Tax Benefits:
  Businesses can claim tax deductions for the interest paid on the loan and for the depreciation of the asset, potentially reducing the overall tax burden.
• No Upfront Outlay:
  Businesses can acquire expensive assets and start using them immediately without needing a significant lump-sum payment upfront, which is particularly beneficial for start-ups.
• Flexibility:
  Terms, including payment periods and amounts, can often be negotiated to suit the financial situation and needs of the business.
• Immediate Depreciation Claim:
  The business can often claim an upfront depreciation deduction for the asset in the period the first instalment is paid.

Who It Benefits

• Start-ups and Growing Businesses:
  These companies may have limited funds or a lower credit rating but need expensive equipment to operate and grow.
• ??Businesses with High Capital Needs:
  Companies in industries like construction, manufacturing, or transport often use hire purchase to acquire machinery without draining cash reserves.

Comparison to Other Options

• vs. Leasing:
  Hire purchase transfers ownership at the end of the term, whereas leases typically do not, making hire purchase a better option for businesses that want to own the asset long-term.
• vs. Outright Purchase:
  Hire purchase avoids the large upfront cost of buying an asset outright, spreading the cost over time while still allowing for ownership and associated benefits.

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Talk to us today about a Hire To Buy Solution that’s right for you.

Call our friendly Sales team on 1300 526 437 or complete the Enquiry Form and we’ll get back to you ASAP.